Job Displacement and Disability

Topics: Career Change
Work/Life/Cancer Balance

Posted on October 21, 2009
by ANNIE

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I was displaced from my job after my employer decided to move their headquarters to another city/state. During the time of my job loss ( Feb '09 ) I was recuperating from my 3rd battle with breast cancer. I paid the premiums on my disability income policy for 6 months in advance. After their review, I received a one time payment from the insurance company based on my doctor's evaluation of my return to work date, which was approx 2 months ( Apr 27, 09 ) after the job end date. I am currently receiving weekly unemployment benefits. The insurance company has sent me a bill for the next six months premium. I am not sure if I should pay it or not, basically because I don't have the funds and not sure when I will return to work. Presently, I am actively seeking employment, but there are some health issues I am very concerned about. For instance, the fatigue is a major concern, along with lymphodema ( swelling ) in my left arm and both feet and legs. Also, there are episodes of anxiety and panic attacks. Sometimes I doubt if I will be able to maintain and perform the duties of the type of job I previously held. ( I was formerly in Management, 1st Vice-President ). Lately, I have focused my job searches on lower level positions. Can you provide some insights to help me make an informed decision? I am 58 years old.


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Discussion Comments


by Judith, May 23, 2010

I understand how you feel. I am 43 and when completely healthy I was earning a great salary. I am exhausted and worried and thankful for unemployment though it is not enough -so I know the feeling. I say restructure things at home if you can and call your doctors and ask their advice. You may need to accept a less salaried position just to have benefits and take care of your health. Figure out how much you really need to live and remember none of this will matter if you are too sick. With that said you are important to yourself and those that love you may be able to help you in some ways but you need doctors care. I do too. I am finally willing to readjust and try to manage on less. You will be suprised there are ways to make it. Good Luck to you.

by Kathy, October 22, 2009

Cancer and Careers Career Coach comment

Annie, I can tell from your note that you are facing several levels of concern, none of them easy. Yet, your drive to think this situation through logically and systematically is clearly something in your favor. Let me try to address a few of your concerns, at least in a top line way. Then, I encourage you to reach out to your personal support network to talk these important things through face to face with people whose opinions you trust and value.

You did not mention your former industry, so it is not entirely clear what the specific demands of your profession would be. However, its probably a good idea to listen closely to your body during this period of recovery. You are not new to the fight to regain your strength and stamina, as this is your third go around with breast cancer, so you know how important it is for you to take your cues from how you are feeling, emotionally and physically. Be sure to ask your doctors for assistance with the symptoms you are still struggling to overcome, because the better you feel, the more successful you will find you are in seeking the right job for you.

Job search wise, it sounds like you have determined that a step back to a more managable workload and responsibilities is best for right now. This decision seems to be well in line with your current needs and makes perfect sense for this time in your life. With this in mind, be sure in that you streamline your resume to highlight those skills that are best suited for the jobs you are seeking when presenting your credentials to future employers. Have a clear story about your skills and background and why you are well suited for the target jobs. Be sure not to present credentials that vastly overshoot your targets.

One good thing to note is that in today's job market, many people are taking a step or two back from the high-powered careers they maintained before the economic downturn. There are many reasons people find themselves doing this including the market conditions, a need to stay in a location where a person's former professional expertise is no longer in demand, and the need to take stop gap positions to tide one over until the recession lifts.
So, your recovery from cancer may not even have to come into play in your discussions with potential employers unless you choose to bring it up or if you feel you will need accommodations. If you think aabout your job search from the potential employer's perspective and position yourself as someone who can solve problems and make positive contributions in areas that are of concern, you will eventually succeed in landing that job. Remember that all the skill and expertise you had prior to this bout with BC is still within you. You can draw upon this ability as you need...and use this knowledge to win over future employers.

In the meantime, I encourage you to seek out other support resources listed on the site and your circle of support locally to gain some insight into your insurance and lingering medical questions. And, I wish you a rapid and complete recovery with a job you truly enjoy!
My best,

Kathy
Career Coach,
Cancerandcareers.org

by Rebecca, October 22, 2009

Cancer and Careers Staff comment

Hi Annie,

I am the Director of Programs for Cancer and Careers and I wanted to suggest that you speak with someone at the Cancer Legal Resource Center, they are a nonprofit that provides pro-bono counseling on legal and insurance issues and they might have some advice about what to do about your insurance and benefits. We work very closely with them and their info is below. I would also suggest speaking to an oncology social worker or nurse about the anxiety and panic attacks.

I will alert our coaches to your question for additional thoughts on the job search element.

Contact:
Toll Free: (866) THE-CLRC or (866) 843-2572
Phone: (213) 736-1455
TDD: (213) 736-8310
Fax: (213) 736-1428
Email: CLRC@LLS.edu
http://www.cancerlegalresourcecenter.org/

Best,
Rebecca


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